{"id":15930,"date":"2022-10-27T16:53:05","date_gmt":"2022-10-27T09:53:05","guid":{"rendered":"https:\/\/actioncoachdoanhchu.com\/?p=15930"},"modified":"2022-10-27T16:53:05","modified_gmt":"2022-10-27T09:53:05","slug":"toi-uu-hoa-dong-tien-cach-doanh-nghiep-sme-quan-ly-rui-ro-p2","status":"publish","type":"post","link":"https:\/\/isharkcoaching.com\/en\/toi-uu-hoa-dong-tien-cach-doanh-nghiep-sme-quan-ly-rui-ro-p2\/","title":{"rendered":"T\u1ed1i \u01b0u h\u00f3a d\u00f2ng ti\u1ec1n: C\u00e1ch doanh nghi\u1ec7p SME qu\u1ea3n l\u00fd r\u1ee7i ro (P2)"},"content":{"rendered":"

T\u1ea1o d\u1ef1 b\u00e1o d\u00f2ng ti\u1ec1n v\u00e0 thi\u1ebft l\u1eadp k\u1ef7 lu\u1eadt \u0111\u1ec3 xem x\u00e9t<\/b><\/h2>\n

Khi b\u1ea1n \u0111\u00e3 \u0111\u1eb7t n\u1ec1n m\u00f3ng cho vi\u1ec7c qu\u1ea3n l\u00fd ti\u1ec1n m\u1eb7t c\u00f3 k\u1ef7 lu\u1eadt, b\u1ea1n c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u theo d\u00f5i d\u00f2ng ti\u1ec1n c\u1ee7a m\u00ecnh v\u00e0 l\u1eadp k\u1ebf ho\u1ea1ch tr\u01b0\u1edbc. Nhi\u1ec1u doanh nghi\u1ec7p ch\u1ec9 gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd d\u00f2ng ti\u1ec1n c\u1ee7a h\u1ecd khi h\u1ecd g\u1eb7p ph\u1ea3i c\u00e1c v\u1ea5n \u0111\u1ec1 v\u1ec1 thanh kho\u1ea3n, nh\u01b0ng vi\u1ec7c theo d\u00f5i th\u01b0\u1eddng xuy\u00ean c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n t\u1eadn d\u1ee5ng \u0111\u01b0\u1ee3c l\u01b0\u1ee3ng ti\u1ec1n m\u1eb7t d\u01b0 th\u1eeba. T\u1ef1 \u0111\u1ed9ng h\u00f3a c\u1ef1c k\u1ef3 h\u1eefu \u00edch \u1edf \u0111\u00e2y, nh\u01b0ng khi \u0111\u00f3 kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t t\u00f9y ch\u1ecdn, \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 b\u01b0\u1edbc th\u1ef1c t\u1ebf \u0111\u1ec3 qu\u1ea3n l\u00fd n\u00f3 b\u1eb1ng tay!<\/span><\/p>\n

\"\"<\/p>\n

Ch\u1ecdn th\u1eddi gian v\u00e0 ph\u01b0\u01a1ng ph\u00e1p d\u1ef1 b\u00e1o d\u00f2ng ti\u1ec1n c\u1ee7a b\u1ea1n<\/b><\/h3>\n

D\u1ef1 b\u00e1o t\u1eeb 12 \u0111\u1ebfn 18 th\u00e1ng l\u00e0 m\u1ed9t nguy\u00ean t\u1eafc chung, nh\u01b0ng n\u00f3 c\u00f3 th\u1ec3 kh\u00f4ng c\u00f3 \u00fd ngh\u0129a \u0111\u1ed1i v\u1edbi c\u00f4ng ty ho\u1eb7c ng\u00e0nh c\u1ee7a b\u1ea1n. Khi b\u1ea1n x\u00e1c \u0111\u1ecbnh kho\u1ea3ng th\u1eddi gian d\u1ef1 b\u00e1o h\u1ee3p l\u00fd, b\u1ea1n s\u1ebd c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c khi c\u00f3 nhi\u1ec1u d\u1eef li\u1ec7u h\u01a1n.<\/span><\/p>\n

C\u00f3 hai ph\u01b0\u01a1ng ph\u00e1p lu\u1eadn c\u1ea7n xem x\u00e9t \u0111\u1ec3 d\u1ef1 b\u00e1o ti\u1ec1n m\u1eb7t, t\u00f9y thu\u1ed9c v\u00e0o th\u1eddi k\u1ef3 v\u00e0 nhu c\u1ea7u c\u1ee7a b\u1ea1n:<\/span><\/p>\n

    \n
  1. Ph\u01b0\u01a1ng ph\u00e1p tr\u1ef1c ti\u1ebfp<\/b> \u2014 th\u00f4ng th\u01b0\u1eddng cho d\u01b0\u1edbi 12 th\u00e1ng. N\u00f3 s\u1eed d\u1ee5ng c\u00e1c l\u1ecbch tr\u00ecnh ri\u00eang bi\u1ec7t cho l\u01b0\u1ee3ng ti\u1ec1n v\u00e0o v\u00e0 ra d\u1ef1 ki\u1ebfn \u200b\u200bd\u1ef1a tr\u00ean d\u1ef1 b\u00e1o c\u01a1 s\u1edf ti\u1ec1n m\u1eb7t (thay v\u00ec c\u01a1 s\u1edf d\u1ed3n t\u00edch). Ph\u01b0\u01a1ng ph\u00e1p n\u00e0y t\u1ed1t nh\u1ea5t cho vi\u1ec7c l\u1eadp k\u1ebf ho\u1ea1ch thanh kho\u1ea3n ng\u1eafn h\u1ea1n.<\/span><\/li>\n
  2. Ph\u01b0\u01a1ng ph\u00e1p gi\u00e1n ti\u1ebfp<\/b> \u2014 th\u00f4ng th\u01b0\u1eddng trong h\u01a1n 12 th\u00e1ng. D\u1ef1 b\u00e1o d\u00f2ng ti\u1ec1n d\u1ef1a tr\u00ean b\u00e1o c\u00e1o thu nh\u1eadp d\u1ef1 b\u00e1o li\u00ean k\u1ebft v\u1edbi b\u1ea3ng c\u00e2n \u0111\u1ed1i k\u1ebf to\u00e1n DSO (s\u1ed1 ng\u00e0y b\u00e1n h\u00e0ng), DPO (s\u1ed1 ng\u00e0y ph\u1ea3i tr\u1ea3) v\u00e0 DIO (s\u1ed1 ng\u00e0y t\u1ed3n kho). C\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y c\u00f3 th\u1ec3 tr\u1edf n\u00ean k\u00e9m ch\u00ednh x\u00e1c h\u01a1n so v\u1edbi ph\u01b0\u01a1ng ph\u00e1p tr\u1ef1c ti\u1ebfp, c\u00f3 ngh\u0129a l\u00e0 n\u00f3 t\u1ed1t nh\u1ea5t \u0111\u1ec3 l\u1eadp k\u1ebf ho\u1ea1ch chi ph\u00ed v\u1ed1n ho\u1eb7c ph\u00e2n b\u1ed5 v\u1ed1n d\u00e0i h\u1ea1n.<\/span><\/li>\n<\/ol>\n

    T\u1eadp trung v\u00e0o c\u00e1c \u0111\u1ea7u ra h\u1eefu \u00edch<\/b><\/h3>\n

    \"\"<\/p>\n

    K\u1ebft qu\u1ea3 \u0111\u1ea7u ra ph\u1ea3i cung c\u1ea5p c\u00e1c k\u1ebft qu\u1ea3 ch\u00ednh \u0111\u1ec3 h\u1ed7 tr\u1ee3 vi\u1ec7c ra quy\u1ebft \u0111\u1ecbnh. M\u1ee9c \u0111\u1ed9 ph\u1ee9c t\u1ea1p c\u1ee7a d\u1ef1 b\u00e1o c\u00f3 th\u1ec3 thay \u0111\u1ed5i t\u00f9y theo nhu c\u1ea7u v\u00e0 quy m\u00f4 c\u1ee7a c\u00f4ng ty b\u1ea1n, nh\u01b0ng n\u00f3 ph\u1ea3i ch\u1ee9a ba y\u1ebfu t\u1ed1 ch\u00ednh:<\/span><\/p>\n

      \n
    1. Ti\u1ec1n m\u1eb7t ho\u1ea1t \u0111\u1ed9ng<\/span><\/li>\n
    2. \u0110\u1ea7u t\u01b0 ti\u1ec1n m\u1eb7t (chi ti\u00eau v\u1ed1n ho\u1eb7c kh\u00f4ng \u0111\u1ea7u t\u01b0)<\/span><\/li>\n
    3. T\u00e0i tr\u1ee3 ti\u1ec1n m\u1eb7t (n\u1ee3 ho\u1eb7c v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu)<\/span><\/li>\n<\/ol>\n

      Ti\u1ec1n m\u1eb7t ho\u1ea1t \u0111\u1ed9ng n\u00ean l\u00e0 l\u0129nh v\u1ef1c tr\u1ecdng t\u00e2m ch\u00ednh c\u1ee7a b\u1ea1n v\u00ec \u0111i\u1ec1u \u0111\u00f3 s\u1ebd x\u00e1c \u0111\u1ecbnh nhu c\u1ea7u t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n ho\u1eb7c c\u01a1 h\u1ed9i t\u00e1i \u0111\u1ea7u t\u01b0 v\u1ed1n cho c\u00e1c s\u00e1ng ki\u1ebfn \u200b\u200bchi\u1ebfn l\u01b0\u1ee3c.<\/span><\/p>\n

      M\u1ee5c ti\u00eau ch\u00ednh c\u1ee7a d\u1ef1 b\u00e1o d\u00f2ng ti\u1ec1n l\u00e0 cung c\u1ea5p th\u00f4ng tin h\u1eefu \u00edch n\u00ean n\u00f3 ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch. Gi\u1eef cho <\/span>m\u00f4 h\u00ecnh c\u1ee7a b\u1ea1n c\u00e0ng \u0111\u01a1n gi\u1ea3n c\u00e0ng t\u1ed1t<\/span><\/a> \u2014 m\u00f4 h\u00ecnh c\u00e0ng ph\u1ee9c t\u1ea1p th\u00ec c\u00e0ng d\u1ec5 b\u1ecb l\u1ed7i v\u00e0 th\u00f4ng tin c\u00f3 th\u1ec3 tr\u1edf n\u00ean \u00edt h\u1eefu \u00edch h\u01a1n. Gi\u1eef cho \u0111\u1ea7u v\u00e0o c\u1ee7a b\u1ea1n c\u00f3 t\u1ed5 ch\u1ee9c, x\u1eed l\u00fd \u0111\u01a1n gi\u1ea3n v\u00e0 \u0111\u1ea7u ra r\u00f5 r\u00e0ng.<\/span><\/p>\n

      Thi\u1ebft l\u1eadp m\u1ed9t l\u1ecbch tr\u00ecnh \u0111\u00e1nh gi\u00e1 d\u00f2ng ti\u1ec1n<\/b><\/h3>\n

      Trong th\u1eddi gian b\u00ecnh th\u01b0\u1eddng, c\u00f3 th\u1ec3 \u0111\u1ee7 \u0111\u1ec3 xem x\u00e9t d\u00f2ng ti\u1ec1n c\u1ee7a b\u1ea1n h\u00e0ng th\u00e1ng, nh\u01b0ng khi \u0111i\u1ec1u ki\u1ec7n tr\u1edf n\u00ean kh\u00f3 kh\u0103n h\u01a1n, b\u1ea1n c\u00f3 th\u1ec3 mu\u1ed1n chuy\u1ec3n sang <\/span>\u0111\u00e1nh gi\u00e1 h\u00e0ng tu\u1ea7n<\/span><\/a> \u0111\u1ec3 c\u1ea3i thi\u1ec7n \u0111\u1ed9 ch\u00ednh x\u00e1c c\u1ee7a th\u00f4ng tin. So s\u00e1nh d\u1ef1 b\u00e1o c\u1ee7a b\u1ea1n v\u1edbi tuy\u00ean b\u1ed1 th\u1ef1c t\u1ebf c\u1ee7a b\u1ea1n v\u00e0 ph\u00e2n t\u00edch c\u00e1c ph\u01b0\u01a1ng sai \u0111\u1ec3 c\u1ea3i thi\u1ec7n \u0111\u1ed9 ch\u00ednh x\u00e1c. L\u00ean l\u1ecbch xem x\u00e9t tr\u01b0\u1edbc ng\u00e0y thanh to\u00e1n x\u00e1c \u0111\u1ecbnh c\u1ee7a c\u00f4ng ty \u0111\u1ec3 c\u00f3 th\u1ec3 qu\u1ea3n l\u00fd c\u00e1c \u0111i\u1ec1u ch\u1ec9nh \u0111\u1ed1i v\u1edbi k\u1ebf ho\u1ea1ch thanh to\u00e1n.<\/span><\/p>\n

      Tham gia l\u1eadp k\u1ebf ho\u1ea1ch k\u1ecbch b\u1ea3n d\u00f2ng ti\u1ec1n v\u00e0 chu\u1ea9n b\u1ecb cho nh\u1eefng th\u00e1ch th\u1ee9c v\u00e0 c\u1ea1m b\u1eaby<\/b><\/h2>\n

      \"\"<\/p>\n

      Trong nh\u1eefng th\u1eddi \u0111i\u1ec3m kh\u00f4ng ch\u1eafc ch\u1eafn \u2014 ch\u1eb3ng h\u1ea1n nh\u01b0 \u0111\u1ea1i d\u1ecbch \u2014 c\u00f3 th\u1ec3 h\u1eefu \u00edch n\u1ebfu l\u1eadp k\u1ebf ho\u1ea1ch k\u1ecbch b\u1ea3n n\u00e0o \u0111\u00f3 v\u00e0 x\u00e1c \u0111\u1ecbnh c\u00e1c h\u00e0nh \u0111\u1ed9ng m\u00e0 doanh nghi\u1ec7p c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 c\u1ea7n th\u1ef1c hi\u1ec7n \u0111\u1ec3 duy tr\u00ec ho\u1ea1t \u0111\u1ed9ng. X\u00e1c \u0111\u1ecbnh k\u1ebft qu\u1ea3 tr\u01b0\u1eddng h\u1ee3p t\u1ed1t nh\u1ea5t, tr\u01b0\u1eddng h\u1ee3p trung b\u00ecnh v\u00e0 tr\u01b0\u1eddng h\u1ee3p x\u1ea5u nh\u1ea5t. \u0110\u1ed1i v\u1edbi m\u1ed7i tr\u01b0\u1eddng h\u1ee3p, h\u00e3y \u01b0\u1edbc t\u00ednh cu\u1ed9c kh\u1ee7ng ho\u1ea3ng c\u00f3 th\u1ec3 k\u00e9o d\u00e0i bao l\u00e2u v\u00e0 nh\u1eefng bi\u1ec7n ph\u00e1p n\u00e0o n\u00ean \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ec3 duy tr\u00ec ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a b\u1ea1n trong th\u1eddi gian \u0111\u00f3.<\/span><\/p>\n

      N\u1ebfu b\u1ea1n \u0111ang l\u1eadp k\u1ebf ho\u1ea1ch trong th\u1eddi gian \u1ed5n \u0111\u1ecbnh h\u01a1n, b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 c\u0103ng th\u1eb3ng ki\u1ec3m tra d\u1ef1 b\u00e1o c\u1ee7a m\u00ecnh. X\u00e1c \u0111\u1ecbnh \u0111i\u1ec1u g\u00ec c\u00f3 th\u1ec3 g\u00e2y ra v\u1ea5n \u0111\u1ec1 thanh kho\u1ea3n (ch\u1eb3ng h\u1ea1n nh\u01b0 thu\u00ea nh\u00e2n vi\u00ean m\u1edbi, m\u1edf chi nh\u00e1nh ho\u1eb7c nh\u00e0 m\u00e1y m\u1edbi, \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c d\u1ef1 \u00e1n v\u1ed1n ho\u1eb7c \u0111i\u1ec1u ch\u1ec9nh \u0111\u1ec3 ti\u1ebfp x\u00fac \u0111\u00e1ng k\u1ec3 v\u1edbi m\u1ed9t kh\u00e1ch h\u00e0ng tr\u1edf th\u00e0nh kh\u00e1ch h\u00e0ng k\u00e9m tin c\u1eady h\u01a1n), x\u00e1c \u0111\u1ecbnh \u0111i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ebfn d\u1ef1 b\u00e1o c\u1ee7a b\u1ea1n v\u00e0 x\u00e1c \u0111\u1ecbnh nh\u1eefng g\u00ec b\u1ea1n c\u00f3 th\u1ec3 l\u00e0m \u0111\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro.<\/span><\/p>\n

      C\u00e1ch Qu\u1ea3n l\u00fd kh\u1ee7ng ho\u1ea3ng Thi\u1ebfu h\u1ee5t v\u00e0 Thanh kho\u1ea3n: Ki\u1ec3m so\u00e1t v\u00e0 Mua th\u1eddi gian<\/b><\/h3>\n

      \"\"<\/p>\n

      Kh\u1ee7ng ho\u1ea3ng thi\u1ebfu h\u1ee5t v\u00e0 thanh kho\u1ea3n c\u00f3 th\u1ec3 xu\u1ea5t ph\u00e1t t\u1eeb c\u00e1c y\u1ebfu t\u1ed1 b\u00ean ngo\u00e0i (v\u00ed d\u1ee5, \u0111i\u1ec1u ki\u1ec7n th\u1ecb tr\u01b0\u1eddng thay \u0111\u1ed5i) ho\u1eb7c b\u00ean trong (v\u00ed d\u1ee5, ho\u1ea1t \u0111\u1ed9ng k\u00e9m hi\u1ec7u qu\u1ea3). Trong c\u1ea3 hai tr\u01b0\u1eddng h\u1ee3p, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t c\u1ea7n l\u00e0m l\u00e0 d\u00e0nh \u0111\u1ee7 th\u1eddi gian \u0111\u1ec3 gi\u1ea3i quy\u1ebft nh\u1eefng th\u00e1ch th\u1ee9c trong t\u1ed5 ch\u1ee9c c\u1ee7a b\u1ea1n ho\u1eb7c gi\u00fap b\u1ea1n v\u01b0\u1ee3t qua cho \u0111\u1ebfn khi \u0111i\u1ec1u ki\u1ec7n th\u1ecb tr\u01b0\u1eddng \u1ed5n \u0111\u1ecbnh.<\/span><\/p>\n

      Tr\u01b0\u1edbc khi gi\u1ea3i quy\u1ebft thay \u0111\u1ed5i chi\u1ebfn l\u01b0\u1ee3c ho\u1eb7c ho\u1ea1t \u0111\u1ed9ng, h\u00e3y hi\u1ec3u r\u00f5 nh\u1ea5t c\u00f3 th\u1ec3 v\u1ec1 l\u01b0\u1ee3ng th\u1eddi gian b\u1ea1n c\u1ea7n mua. (Nh\u01b0 ch\u00fang ta \u0111\u00e3 th\u1ea5y trong th\u1eddi k\u1ef3 \u0111\u1ea1i d\u1ecbch, m\u1ed9t s\u1ed1 c\u00fa s\u1ed1c kh\u00f3 d\u1ef1 \u0111o\u00e1n h\u01a1n nh\u1eefng c\u00fa s\u1ed1c kh\u00e1c.) Trong giai \u0111o\u1ea1n n\u00e0y, h\u00e3y t\u1eadp trung gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 ng\u1eafn h\u1ea1n theo c\u00e1ch h\u1ed7 tr\u1ee3 t\u1ed1i \u0111a cho c\u00e1c m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n c\u1ee7a b\u1ea1n.<\/span><\/p>\n

      \u0110\u1eb7c bi\u1ec7t ch\u00fa \u00fd \u0111\u1ebfn c\u00e1c h\u00e0nh \u0111\u1ed9ng t\u1ee9c th\u00ec c\u00f3 th\u1ec3 t\u1ea1o ra ti\u1ec1n m\u1eb7t m\u00e0 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng kinh doanh v\u00e0 th\u1ef1c hi\u1ec7n c\u00e0ng nhi\u1ec1u c\u00e0ng t\u1ed1t. M\u1ed9t s\u1ed1 v\u00ed d\u1ee5 th\u1ef1c t\u1ebf bao g\u1ed3m:<\/span><\/p>\n

        \n
      • Gi\u1ea3m chi ph\u00ed kh\u00f4ng mang t\u00ednh chi\u1ebfn l\u01b0\u1ee3c.<\/span><\/li>\n
      • T\u1eadp trung v\u00e0o c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 c\u00f3 t\u1ef7 su\u1ea5t l\u1ee3i nhu\u1eadn cao h\u01a1n.<\/span><\/li>\n
      • \u0110\u1eebng mua t\u00e0i s\u1ea3n \u2014 h\u00e3y thu\u00ea ch\u00fang. B\u00e1n c\u00e1c t\u00e0i s\u1ea3n kh\u00f4ng chi\u1ebfn l\u01b0\u1ee3c v\u00e0 n\u1ebfu kh\u1ea3 thi, h\u00e3y b\u00e1n v\u00e0 cho thu\u00ea l\u1ea1i nh\u1eefng t\u00e0i s\u1ea3n chi\u1ebfn l\u01b0\u1ee3c.<\/span><\/li>\n
      • \u01afu ti\u00ean nh\u1eefng kh\u00e1ch h\u00e0ng \u00edt r\u1ee7i ro h\u01a1n \u0111\u1ec3 t\u0103ng x\u00e1c su\u1ea5t c\u00e1c kho\u1ea3n thanh to\u00e1n s\u1ebd \u0111\u1ebfn \u0111\u00fang h\u1ea1n.<\/span><\/li>\n
      • H\u00e3y \u0111\u1eb7t h\u00e0ng tr\u01b0\u1edbc cho c\u00e1c s\u1ea3n ph\u1ea9m n\u1ebfu b\u1ea1n c\u00f3 b\u1ea5t k\u1ef3 s\u1ea3n ph\u1ea9m n\u00e0o \u0111ang \u0111\u01b0\u1ee3c cung c\u1ea5p.<\/span><\/li>\n
      • \u0110\u1eebng c\u1eaft gi\u1ea3m chi ph\u00ed trong nh\u1eefng l\u0129nh v\u1ef1c \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn hi\u1ec7u qu\u1ea3 kinh doanh n\u1ebfu ch\u00fang kh\u00f4ng t\u1ea1o ra b\u1ea5t k\u1ef3 l\u1ee3i \u00edch ti\u1ec1n m\u1eb7t n\u00e0o.<\/span><\/li>\n<\/ul>\n

        C\u00f3 l\u1ebd \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t c\u1ee7a t\u1ea5t c\u1ea3: Li\u00ean l\u1ea1c v\u1edbi c\u00e1c ch\u1ee7 n\u1ee3 c\u1ee7a b\u1ea1n. Giao ti\u1ebfp c\u1edfi m\u1edf l\u00e0 r\u1ea5t quan tr\u1ecdng \u0111\u1ec3 mua th\u1eddi gian. Khi kh\u1ee7ng ho\u1ea3ng thanh kho\u1ea3n x\u1ea3y ra, \u0111i\u1ec1u t\u1ef1 nhi\u00ean l\u00e0 b\u1ea1n mu\u1ed1n gi\u1eef th\u00f4ng tin \u0111\u00f3 v\u1edbi c\u00e1c nh\u00e0 cung c\u1ea5p c\u1ee7a m\u00ecnh \u0111\u1ec3 kh\u00f4ng l\u00e0m t\u1ed5n h\u1ea1i \u0111\u1ebfn danh ti\u1ebfng c\u1ee7a c\u00f4ng ty, nh\u01b0ng s\u1ef1 im l\u1eb7ng s\u1ebd l\u00e0m t\u1ed5n h\u1ea1i \u0111\u1ebfn danh ti\u1ebfng c\u1ee7a b\u1ea1n nhi\u1ec1u h\u01a1n. Vi\u1ec7c tr\u00ec ho\u00e3n thanh to\u00e1n m\u00e0 kh\u00f4ng c\u00f3 l\u1eddi gi\u1ea3i th\u00edch s\u1ebd lu\u00f4n l\u00e0m t\u1ed5n h\u1ea1i \u0111\u1ebfn l\u00f2ng tin c\u1ee7a nh\u00e0 cung c\u1ea5p c\u1ee7a b\u1ea1n. H\u00e3y cho c\u00e1c nh\u00e0 cung c\u1ea5p c\u1ee7a b\u1ea1n bi\u1ebft \u0111i\u1ec1u g\u00ec \u0111ang x\u1ea3y ra v\u1edbi doanh nghi\u1ec7p c\u1ee7a b\u1ea1n, t\u1ea1i sao h\u1ecd kh\u00f4ng \u0111\u01b0\u1ee3c thanh to\u00e1n v\u00e0 khi n\u00e0o h\u1ecd c\u00f3 th\u1ec3 mong \u0111\u1ee3i thanh to\u00e1n d\u1ef1a tr\u00ean k\u1ebf ho\u1ea1ch x\u1eed l\u00fd kh\u1ee7ng ho\u1ea3ng c\u1ee7a b\u1ea1n.<\/span><\/p>\n

        C\u00e1ch Qu\u1ea3n l\u00fd thanh kho\u1ea3n th\u1eb7ng d\u01b0: \u0111i\u1ec1u ch\u1ec9nh V\u1ed1n ph\u00f9 h\u1ee3p v\u1edbi Chi\u1ebfn l\u01b0\u1ee3c<\/b><\/h3>\n

        M\u1eb7c d\u00f9 c\u00f3 th\u1ec3 b\u1edbt c\u0103ng th\u1eb3ng h\u01a1n khi qu\u1ea3n l\u00fd thanh kho\u1ea3n d\u01b0 th\u1eeba so v\u1edbi t\u00ecnh tr\u1ea1ng thi\u1ebfu h\u1ee5t, nh\u01b0ng b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng m\u1eafc sai l\u1ea7m. R\u1ee7i ro ch\u00ednh l\u00e0 ph\u00e2n b\u1ed5 v\u1ed1n v\u00e0o c\u00e1c l\u0129nh v\u1ef1c kh\u00f4ng mang t\u00ednh chi\u1ebfn l\u01b0\u1ee3c cho doanh nghi\u1ec7p ho\u1eb7c tr\u1ea3 l\u1ea1i ti\u1ec1n cho c\u1ed5 \u0111\u00f4ng tr\u01b0\u1edbc khi ph\u00e2n t\u00edch xem b\u1ea1n c\u00f3 \u0111\u1ee7 ti\u1ec1n m\u1eb7t \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c chi ti\u00eau v\u1ed1n quan tr\u1ecdng v\u1ec1 m\u1eb7t chi\u1ebfn l\u01b0\u1ee3c hay kh\u00f4ng.<\/span><\/p>\n

        C\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a s\u1ed1 ti\u1ec1n d\u01b0 th\u1eeba c\u1ee7a b\u1ea1n l\u00e0:<\/span><\/p>\n

          \n
        • X\u00e1c \u0111\u1ecbnh c\u00e1c \u01b0u ti\u00ean chi\u1ebfn l\u01b0\u1ee3c cho doanh nghi\u1ec7p v\u00e0 ph\u00e2n b\u1ed5 \u0111\u1ee7 v\u1ed1n \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau n\u00e0y.<\/span><\/li>\n
        • Kh\u00e1m ph\u00e1 c\u00e1c c\u01a1 h\u1ed9i chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ec3 chi ti\u00eau s\u1ed1 ti\u1ec1n m\u1eb7t d\u01b0 th\u1eeba (v\u00ed d\u1ee5: tr\u1ea3 tr\u01b0\u1edbc cho nh\u00e0 cung c\u1ea5p \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3m gi\u00e1).<\/span><\/li>\n
        • X\u00e1c \u0111\u1ecbnh m\u1ed9t m\u1ee9c ti\u1ec1n m\u1eb7t ph\u00f9 h\u1ee3p \u0111\u1ec3 gi\u1eef b\u00ean m\u00ecnh nh\u01b0 m\u1ed9t t\u1ea5m \u0111\u1ec7m cho nh\u1eefng th\u1eddi \u0111i\u1ec3m t\u1ed3i t\u1ec7.<\/span><\/li>\n
        • Tr\u1ea3 l\u1ea1i b\u1ea5t k\u1ef3 kho\u1ea3n ti\u1ec1n m\u1eb7t c\u00f2n l\u1ea1i cho c\u00e1c c\u1ed5 \u0111\u00f4ng.<\/span><\/li>\n<\/ul>\n

          B\u00e0i h\u1ecdc r\u00fat ra<\/b><\/h2>\n

          \"\"<\/p>\n

          T\u1ea1o k\u1ef7 lu\u1eadt trong t\u1ed5 ch\u1ee9c c\u1ee7a b\u1ea1n l\u00e0 r\u1ea5t quan tr\u1ecdng \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a d\u00f2ng ti\u1ec1n c\u1ee7a b\u1ea1n, t\u0103ng kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i c\u1ee7a b\u1ea1n tr\u01b0\u1edbc c\u00e1c c\u00fa s\u1ed1c thanh kho\u1ea3n v\u00e0 n\u1eafm b\u1eaft c\u01a1 h\u1ed9i khi thanh kho\u1ea3n d\u01b0 th\u1eeba ph\u00e1t sinh. \u0110\u1ec3 l\u00e0m \u0111i\u1ec1u n\u00e0y:<\/span><\/p>\n

            \n
          • \u0110\u1eb7t n\u1ec1n t\u1ea3ng cho vi\u1ec7c qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n.<\/span><\/li>\n
          • T\u1ea1o m\u1ed9t c\u00e1ch ti\u1ebfp c\u1eadn c\u00f3 c\u1ea5u tr\u00fac \u0111\u1ec3 l\u1eadp k\u1ebf ho\u1ea1ch v\u00e0 xem x\u00e9t.<\/span><\/li>\n
          • D\u00e0nh th\u1eddi gian trong th\u1eddi gian kh\u1ee7ng ho\u1ea3ng thanh kho\u1ea3n \u0111\u1ec3 ki\u1ec3m so\u00e1t d\u00f2ng ti\u1ec1n c\u1ee7a b\u1ea1n v\u00e0 c\u1ea9n th\u1eadn gi\u1ea3i quy\u1ebft t\u00ecnh hu\u1ed1ng ng\u1eafn h\u1ea1n m\u00e0 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n c\u1ee7a b\u1ea1n.<\/span><\/li>\n
          • \u0110i\u1ec1u ch\u1ec9nh v\u1ed1n ph\u00f9 h\u1ee3p v\u1edbi chi\u1ebfn l\u01b0\u1ee3c v\u00e0 t\u1ea1o ra l\u1ee3i th\u1ebf c\u1ea1nh tranh khi c\u00f3 s\u00f3ng gi\u00f3.<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

            T\u1ea1o d\u1ef1 b\u00e1o d\u00f2ng ti\u1ec1n v\u00e0 thi\u1ebft l\u1eadp k\u1ef7 lu\u1eadt \u0111\u1ec3 xem x\u00e9t Khi b\u1ea1n \u0111\u00e3 \u0111\u1eb7t n\u1ec1n m\u00f3ng cho vi\u1ec7c qu\u1ea3n l\u00fd ti\u1ec1n m\u1eb7t c\u00f3 k\u1ef7 lu\u1eadt, b\u1ea1n c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u theo d\u00f5i d\u00f2ng ti\u1ec1n c\u1ee7a m\u00ecnh v\u00e0…<\/p>\n","protected":false},"author":80,"featured_media":15931,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[64,20],"tags":[],"acf":[],"yoast_head":"\nT\u1ed1i \u01b0u h\u00f3a d\u00f2ng ti\u1ec1n: C\u00e1ch doanh nghi\u1ec7p SME qu\u1ea3n l\u00fd r\u1ee7i ro (P2)<\/title>\n<meta name=\"description\" content=\"Vi\u1ec7c t\u1ed1i \u01b0u h\u00f3a d\u00f2ng ti\u1ec1n \u0111\u00f2i h\u1ecfi kh\u1ea3 n\u0103ng d\u1ef1 \u0111o\u00e1n c\u00e1c thanh kho\u1ea3n v\u00e0 ph\u00e2n b\u1ed5 c\u00e1c kho\u1ea3n ti\u1ec1n c\u00f3 chi\u1ebfn 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